M-Banking and E-Banking Platform – for MFIs and Banks

Experience the Workflow Digitalization and step into New Digital Era

General Description

Aspekt M-Banking Platform is an innovative business module for delivering financial services to customers, through convenient data accessibility. It creates digital transformation of the traditional financial systems, enabling mobility access of operations, while providing simple and interactive digital self-services. It can be integrated to mobile devices working on IOS and Android Operating Systems.

This digital platform is providing structured operations for customers, from registration of using financial services, expressing interest for specific products, digital ability to request usage of financial services and products, processing transactions digitally, up to having 360° Customer Overview of the services and products usage with reliable and accurate reporting platform.

The digital era is changing the traditional way of cooperating with the customers and with Aspekt M-Banking Platform the customers can feel the new way of cooperation, interacting with financial institutions and perform all the operations from mobile phone same as in physical branch.

The platform is fully integrated with the Core System enabling seamless operations and overview of the activities, operations, transactions on mobile phone as well as on the Core System.


The open architecture of the platform allows easy integration with third party systems enabling financial organizations and their customers a seamless and secure access to financial operations and information. The platform can be integrated with third party systems for performing operations such as loan repayments and disbursements, account transactions, exchange office, possibility of setting limits on cards, ATM and POS terminals as well as SMS notifications, biometric identification, card processing integrations etc.

The platform supports SMS/OTP validation mechanisms, assuring the security of the platform with the highest security standards nowadays.

The notifications system supports flexible definition of notification types and rules for automated notifications enabling customizable status workflow.

Aspekt E-Banking Platform uses the same approach for delivering financial services to customers as M-Banking Platform. Both Platforms are using the same API middleware and use the same features for delivering financial services to customers through WEB.

Both platforms are multilingual with option of adding any language that is needed for the market.

Key Features

  • Interactive Digital Self-Services
    Delivering a smart, seamless digital self-service experience while providing the end users a variety of online services and operations, enabling interactive processing and online decisions at any time from any device.
  • User-Friendly Environment
    Platform which is designed to be highly user-friendly and easy for use, especially to first-time users with intuitive options and standardized approach within all parts of the platform by incorporating no more than the required options, avoiding feature redundancy and enabling shortcut keys to speed up option performing.
  • Strong Competitive Advantage
    Creation of competitive edge to financial organizations, by supporting cost-efficient increase of target outreach and service availability.