Application Processing Module
Enforce real time application analyses with optimized application processing flow
The Application Processing Module handles a complete workflow from initial application through the process of application analysis and approval up to a point of agreeing preferable loan conditions.
Loan Module
Structure transparent loan management experience
The Loan Module leads the activity flow after the Application Processing Module, by automatically loading loan application details and supporting the process of loan approval and disbursement through the entire repayment period.
Leasing Module
Flexibly manage agreement lifecycle
The Leasing Module continues with the agreement management flow after the application request is approved in the Application Processing Module, tracking the process of asset repayment and manages both, Finance and Operating leases.
Cash Management Module
Automated cash management process flow
Under the umbrella of Aspekt Product Suite is the Cash Management Module. The module supports range of operations, functionalities and streamlined transactions enabled depending on Clients Business Requirements and scope of the operations performed in MFIs and Banks.
Credit Scoring Module
Drive efficiency with flexible adjustment of approval criteria
The Credit Scoring Module supports the process of detailed scoring and rating analyses with flexible definition of Score Cards for risk assessment, based on Client’s Business needs.
Accounts Management Module & Commission Platform
Management of accounts and transactions in real time
The specialized Account Management Module is designed to support full range of accounts operations in real time.
Card Management Module
Automated card operations
Aspekt Product Suite has integrated, specialized secure Card Management Module that supports issuing credit and debit cards.
CRM Module
Improve Customer Service
The Aspekt Product Suite integrates specialized, vertical CRM – Customer Relationship Management Module, with alignment of the business specifics for Financial Industry (Microfinance and Banking), but also offers possibility for interface adaptation in integration with other external systems.
Collateral Management Module
Allocate collateral in an efficient way
The Collateral Module, part of Aspekt Product Suite, includes efficient identification, management and allocation of different types of collaterals in order to mitigate any risks exposures associated with the agreements.
Social Performance & Impact Management Module
Monitor the achievements of your social mission
The Social Performance & Impact Management Module deals with one of the main challenges of financial industry, which is the measuring of social performance and impact on clients’ lives and businesses through the financial services provided.
Anti-Money Laundering Module
Prevent money-laundering activities
As part of the Aspekt Product Suite is the Anti-Money Laundering Module (AML) which integrates controlling mechanisms for tracking risky transactions per internationally defined financial standards for AML and Client’s local regulations.
Treasury Management Module
Standardize the treasury operations
Aspekt Product Suite has integrated and specialized Treasury Management Module that supports all treasury operations within a financial organization including Treasury bills, Government bonds, Corporate bonds, Arbitration, Loans, Transfers, Deposits, etc.